情報をまとめて創造するキュレーションメディアです

銀行が経営悪化により大量リストラを検討中!?通帳発行に手数料導入の案に賛否両論・・・

メガバンクで「通帳発行手数料」の導入が議論されているという。
2018/02/03 UPDATE
 
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銀行の収益が悪化

超低金利などを受けて、銀行の収益が悪化している。

金融庁は昨年10月に発表した金融レポートで、

「現在の金利政策が続くと、今後も資金利益の低下圧力が続く」と予想。

人員削減を計画している銀行もあり、

リストラへの不安で転職を希望する銀行員が増え続けているという。

このような状況を受けて、

メガバンクで「預金口座の維持コスト軽減策」が検討されているらしい・・。

出典: 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通帳発行手数料導入を議論中!?

三菱東京UFJ銀行は紙の通帳を使う預金者から毎年手数料を取る

「通帳発行手数料」の導入を議論してるとか。

銀行は紙の通帳が発行される口座について

毎年200円の印紙税を税務署に納める必要があり、負担になっている。

出典: 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

他にもさまざまなコストが発生することからサービスを維持するために、

この負担を預金者に転嫁する必要があるという意見が強くなっているそう。

「Web通帳」への移行も

毎年200円の印紙税は通帳を発行しなければかからないため、

Web通帳への転換を進める動きも広がっている。

三井住友銀行はWeb通帳にすると

ATM利用手数料や時間外手数料が無料になる優遇策を実施。

ネット銀行など、そもそも最初から紙の通帳を発行しないところもある。

海外では、一定の残高を下回ると、毎月「口座維持手数料」がかかることも珍しくない。

ネット上で「紙は古い」「必要」と賛否

(ここで改ページします)

この議論を受けて、ネット上にはさまざまな意見が寄せられている。

「アリだと思う」
「通帳は必要ない」
「紙の通帳なんて古い」
「どうしても紙の通帳が欲しい人にコストを負担させるのはフェア」など

賛成する声も多いが、一方で戸惑う人も。

お年寄りは困る?

「ネットを使えない人を切り捨てるやり方」という意見や、

「賛成だけど、その前にWeb履歴をもっとさかのぼって見られるようにしてほしい」

といった要望もあった。

今後の動きに注目です!

コチラの記事も読まれています。

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